About Elmo Health & Life
30+ years of experience. Personal service. Planning built around you.
What We Offer
Health Insurance
We compare carriers and plan options to help you find health coverage that fits your needs and budget.
Individual & family plans
Group & employer plans
Supplemental coverage
Dental & vision coverage
Life Insurance
Life insurance can help provide financial protection for your loved ones while offering options designed around your needs and budget.
Term life insurance
Permanent coverage
Living benefits
Online application options
Long-Term Care
Long-term care planning can help protect your finances and give you more flexibility if care is needed in the future.
Standalone long-term care plans
Asset-based approaches
Life-linked coverage
Options for individuals and couples
Retirement Planning
We help clients explore strategies for managing retirement savings and creating a plan for the future.
401(k) rollovers
Account consolidation
Tax-smart strategies
Retirement income planning
More Than Insurance — A Long-Term Partnership
Elmo Health & Life is an independent insurance and planning agency based in Fort Worth, Texas.
With more than 30 years of experience, we help individuals, families, and employers find coverage and planning solutions that fit their needs and budget.
As an independent advisor, we work with multiple insurance carriers, allowing us to compare different options rather than representing just one company.
Our approach is simple: listen first, provide clear options, and stay involved.
Whether you're looking for health insurance, life insurance, long-term care planning, or retirement guidance, our goal is to help you make informed decisions about your coverage and your future.
Why Work With Us?
30+ Years of Experience — Decades of experience helping clients with their insurance and planning needs.
Independent Advice — Access to multiple carriers and plan options.
Local Service — Based in Fort Worth, TX, with personal service instead of a call-center experience.
Long-Term Relationships — We stay involved beyond the initial enrollment.