Get the Right Coverage for Your Needs

Health, life, long-term care, and retirement planning from an experienced independent advisor in Fort Worth, TX.

With 30+ years of experience, Elmo Health & Life helps individuals, families, and employers compare coverage options from multiple carriers and find solutions that fit their needs and budget.

Why Work With Us?

30+ Years of Experience — Decades of experience helping clients with their insurance and planning needs.
Independent Advice — Access to multiple carriers and plan options.
Local Service — Based in Fort Worth, TX, with personal service instead of a call-center experience.
Long-Term Relationships — We stay involved beyond the initial enrollment.

Let’s Get Started

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More Than Insurance — A Long-Term Partnership

Elmo Health & Life is an independent insurance and planning agency based in Fort Worth, Texas. With more than 30 years of experience, we help individuals, families, and employers find coverage and planning solutions that fit their needs and budget. As an independent advisor, we work with multiple insurance carriers, allowing us to compare different options rather than representing just one company. Our approach is simple: listen first, provide clear options, and stay involved. Whether you're looking for health insurance, life insurance, long-term care planning, or retirement guidance, our goal is to help you make informed decisions about your coverage and your future.